{"id":1727,"date":"2024-06-10T21:19:27","date_gmt":"2024-06-10T21:19:27","guid":{"rendered":"https:\/\/fdexp.ca\/services\/programmes-daides-financieres\/"},"modified":"2024-06-10T21:19:27","modified_gmt":"2024-06-10T21:19:27","slug":"programmes-daides-financieres","status":"publish","type":"page","link":"https:\/\/fdexp.ca\/en\/services\/programmes-daides-financieres\/","title":{"rendered":"Programmes d\u2019aides financi\u00e8res"},"content":{"rendered":"<p>L\u2019achat d\u2019une propri\u00e9t\u00e9 au Qu\u00e9bec peut \u00eatre grandement facilit\u00e9 par une s\u00e9rie de subventions et de cr\u00e9dits d\u2019imp\u00f4t ciblant les premiers acheteurs et ceux d\u00e9sirant investir de mani\u00e8re judicieuse. Ces mesures financi\u00e8res sont con\u00e7ues pour rendre l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 plus abordable et attrayant.<\/p>\n<p><strong><u><a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/programmes\/a-propos-agence-revenu-canada-arc\/budgets-gouvernement-federal\/budget-2022-plan-faire-croitre-notre-economie-rendre-vie-plus-abordable\/credit-impot-achat-premiere-habitation.html\">Cr\u00e9dit d\u2019imp\u00f4t pour l\u2019achat d\u2019une premi\u00e8re habitation (CIAPH)<\/a><\/u><\/strong><\/p>\n<p>Ce programme offre un avantage consid\u00e9rable aux premiers acheteurs avec un cr\u00e9dit d\u2019imp\u00f4t pouvant atteindre 1 500 $, montant qui a \u00e9t\u00e9 r\u00e9cemment augment\u00e9 dans le budget de 2022. Ce cr\u00e9dit facilite l\u2019acquisition de votre premi\u00e8re propri\u00e9t\u00e9 en all\u00e9geant une partie des charges fiscales initiales.<\/p>\n<p><strong><u><a href=\"https:\/\/www.canada.ca\/fr\/agence-revenu\/services\/impot\/particuliers\/sujets\/compte-epargne-libre-impot-achat-premiere-propriete.html\">Programme CELIAPP<\/a><\/u><\/strong><\/p>\n<p>Le Compte d\u2019\u00c9pargne Libre d\u2019Imp\u00f4t pour l\u2019Achat d\u2019une Premi\u00e8re Propri\u00e9t\u00e9 permet de cotiser jusqu\u2019\u00e0 8 000 $ par ann\u00e9e, avec un maximum de 40 000 $ \u00e0 vie. Ce programme est id\u00e9al pour ceux qui planifient \u00e0 moyen et long terme, fournissant un m\u00e9canisme d\u2019\u00e9pargne flexible et avantageux fiscalement.<\/p>\n<p><strong><u><a href=\"https:\/\/www.cmhc-schl.gc.ca\/professionnels\/financement-de-projets-et-financement-hypothecaire\/assurance-pret-hypothecaire\/aph-po-et-petits-immeubles-locatifs\/programmes-dassurance-pret-hypothecaire\">Assurance pr\u00eat hypoth\u00e9caire de la SCHL<\/a><\/u><\/strong><\/p>\n<p>Pour les acheteurs ayant moins de 20 % de mise de fonds, l\u2019assurance pr\u00eat hypoth\u00e9caire de la Soci\u00e9t\u00e9 canadienne d\u2019hypoth\u00e8ques et de logement (SCHL) permet de r\u00e9duire le risque pour les pr\u00eateurs, facilitant l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9. En outre, avec seulement 5 % de mise de fonds n\u00e9cessaire, c\u2019est une option attractive pour ceux qui n\u2019ont pas un grand capital initial.<\/p>\n<p><strong><u><a href=\"https:\/\/montreal.ca\/programmes\/programme-dappui-lacquisition-residentielle\">Aide financi\u00e8re pour l\u2019achat d\u2019une premi\u00e8re maison \u00e0 Montr\u00e9al<\/a><\/u><\/strong><\/p>\n<p>Les r\u00e9sidents de Montr\u00e9al peuvent b\u00e9n\u00e9ficier d\u2019un programme sp\u00e9cifique qui offre une aide variable selon la taille et la composition du m\u00e9nage. Les subventions peuvent s\u2019\u00e9lever jusqu\u2019\u00e0 15 000 $, en plus de couvrir 100 % des droits de mutation immobili\u00e8re, ce qui peut consid\u00e9rablement r\u00e9duire les co\u00fbts initiaux de l\u2019achat.<\/p>\n<p><strong><u><a href=\"https:\/\/www.habitation.gouv.qc.ca\/programme\/programme\/acceslogis-quebec\">Programme Acc\u00e8sLogis Qu\u00e9bec<\/a><\/u><\/strong><\/p>\n<p>Ce programme vise \u00e0 faciliter l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 pour les m\u00e9nages \u00e0 revenu modeste en offrant une aide financi\u00e8re pour l\u2019achat d\u2019une propri\u00e9t\u00e9 neuve ou la construction. Il fournit une contribution qui peut r\u00e9duire substantiellement le montant du pr\u00eat hypoth\u00e9caire n\u00e9cessaire.<\/p>\n<p>Ces programmes ne repr\u00e9sentent qu\u2019une partie des nombreuses opportunit\u00e9s offertes aux acheteurs de propri\u00e9t\u00e9s au Qu\u00e9bec. En tirant parti de ces subventions et cr\u00e9dits d\u2019imp\u00f4t, les acheteurs peuvent non seulement diminuer les co\u00fbts associ\u00e9s \u00e0 l\u2019acquisition d\u2019une propri\u00e9t\u00e9, mais \u00e9galement investir de mani\u00e8re plus strat\u00e9gique et \u00e9conomique. Ces incitations offrent une chance inestimable de maximiser votre achat tout en b\u00e9n\u00e9ficiant de facilit\u00e9s financi\u00e8res attrayantes.<\/p>\n<p>Pour plus d\u2019informations,\u00a0<b>contactez-nous au\u00a0<a href=\"https:\/\/fdexp.ca\/en\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">info@fdexp.ca<\/a><\/b><\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><a class=\"btn-default\" href=\"https:\/\/fdexp.ca\/en\/contact\/\">CONTACTEZ-NOUS<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019achat d\u2019une propri\u00e9t\u00e9 au Qu\u00e9bec peut \u00eatre grandement facilit\u00e9 par une s\u00e9rie de subventions et de cr\u00e9dits d\u2019imp\u00f4t ciblant les premiers acheteurs et ceux d\u00e9sirant investir de mani\u00e8re judicieuse. Ces mesures financi\u00e8res sont con\u00e7ues pour rendre l\u2019acc\u00e8s \u00e0 la propri\u00e9t\u00e9 plus abordable et attrayant. Cr\u00e9dit d\u2019imp\u00f4t pour l\u2019achat d\u2019une premi\u00e8re habitation (CIAPH) Ce programme offre [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":438,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1727","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Programmes d\u2019aides financi\u00e8res - Fournier Dallava<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fdexp.ca\/en\/services\/programmes-daides-financieres\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Programmes d\u2019aides financi\u00e8res - Fournier Dallava\" \/>\n<meta property=\"og:description\" content=\"L\u2019achat d\u2019une propri\u00e9t\u00e9 au Qu\u00e9bec peut \u00eatre grandement facilit\u00e9 par une s\u00e9rie de subventions et de cr\u00e9dits d\u2019imp\u00f4t ciblant les premiers acheteurs et ceux d\u00e9sirant investir de mani\u00e8re judicieuse. 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